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préstamo fraccionado | |||
préstamo reembolsable a plazos; préstamo en cuotas; crédito de consumo; crédito al consumidor; crédito para compras a plazos | |||
English thesaurus | |||
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a loan that is repaid with a fixed number of periodic equal-sized payments (It is the most common method of amortizing an interest-bearing loan. Each payment pays the interest on the outstanding balance and also repays a part of the principal. Over the term of the loan, as the outstanding balance decreases, the interest portion of each payment decreases and the principal portion increases. This shifting distribution is shown in an amortization schedule.) |