учитывать(If you factor a particular cost or element into a calculation you are making, or if you factor it in, you include it. (mainly AM) Using a computer model they factored in the costs of transplants for those women who die... You'd better consider this and factor this into your decision making. CCALED. However, we must factor in the added impact of community-based telecommunications. Granada Alexander Demidov)
принять в расчёт(When they talked about the 5 percent cut in carbon emissions, they did not factor in population growth. – не приняли в расчётART Vancouver)
учитывать, что придётся потратить сколько-то времени(If you're intending to bring your car, you should factor in a delay of at least several hours at the ferry terminal.-Если вы собираетесь воспользоваться собственной машиной, будьте готовы провести несколько часов в очереди (на стоянке) на паром vanax)
договор финансирования под уступку денежного требования(Factoring is a financial transaction whereby a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at a discount in exchange for immediate money with which to finance continued business. wiki Alexander Demidov)