Chinese ⇄ English

在实际全损的情况下，保险标的物已无可挽救地完全丧失，被保险人惟一可采取的办法就是向保险人要求赔偿
commer.	In the case of an actual total loss, the subject matter is so completely and irretrievably lost that the only course open to the insured is to recover the loss from the insurer