hazardous debris(What you don’t know from companies when you first start doing property preservation work on foreclosed homes is the amount of hazardous debris, mold, air toxins, and putrescence, etc. you’ll encounter on the field. Remember, the only person truly protecting you from the hazardous conditions of mortgage field work is YOU Moonranger)
lump sum(also lump sum payment) noun an amount of money that is paid at one time and not on separate occasions: She was given a lump sum when she retired. OALD Alexander Demidov)