operating lease(арендатор несёт расходы по поддержанию оборудования, может вернуть его по желанию // Operating lease
A lease for which the lessee acquires the property for a small portion of its useful economic life. It is commonly used to acquire equipment on a short-term basis and differs from a finance lease primarily in that the expectation of the parties at the inception of the lease is not that the operator will eventually acquire title to the leased equipment.)